Terms & Conditions

1. General

These terms and conditions governs your use of this website. Bradlows website is provided as a convenience to you and our customers for informational purposes only. In order to use certain services you may be required to provide your personal information. We reserve the right to make changes to the documents and/or other materials contained on this website from time to time without notice. This right also applies to these terms and conditions. Bradlows will post the revised terms and conditions on the website. You may use the Bradlows website for your own personal non-commercial use and not for republication, distribution, sale or other use. If there is a conflict of meaning between these website terms of use and any other terms, policies or notices, the specific terms, policies or notices will take preference where it applies to your use of the website. The Terms and Conditions constitute the entire agreement between "you" the user of this website and Bradlows. If any term is void, unenforceable, or illegal, the term will be severed and the remainder of the terms will be effective. Unless otherwise specified, the goods and services offered on this site are intended for citizens of the Republic of South African only. The terms will be governed by and interpreted according to the laws of the Republic of South Africa without giving effect to any principles of conflict of law. 

2. Definitions

In the website terms of use: "terms" mean these website terms of use, any specific terms, the privacy policy and any other terms, policies or notices agreed between you and Bradlows ; "we" or "us" or "Bradlows" means Bradlows whichever one applies; "website" means www.bradlows.co.za; "you" or "user" means any person who visits, accesses or uses the website. 

3. Website use

As a user, Bradlows grants you a limited, non-transferable revocable license to access and use the website subject to the terms and conditions. Your license does not extend to the website's source code or to the source code of any software or computer program that forms part of the website. You may only use the website for personal use, limited to viewing the website, providing information to the website, downloading product information for your personal review from the website or purchasing goods or services from the website. You may only use the website if in terms of South African law you have the legal capacity to enter into an agreement. You may only link to the website by linking to the home page of the website. 

4. Restrictions 

  • Provide any untrue or incorrect information to the website or Bradlows ;
  • Modify, copy, decompile or reverse engineer the website or use the website to make derivative copies;
  • Lease, sell, assign or in any other way distribute the website or any information obtained from the website without the prior written consent of Bradlows ;
  • Use malicious search technology, including but not limited to spiders and crawlers;
  • Frame any pages of the website;
  • Deep link to any pages of the website in a way to suggest that you are the owner or license of any intellectual property in the website.
  • Use the interactive sections of the website, for instance forums, clubs, surveys and e-mailing, to post any material which in Bradlows discretion is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, or otherwise violates any laws. Bradlows does not have editorial control over the submission of any content to interactive sections of the website. You submit all information, including the publication of pictures and or articles, at your sole risk and responsibility. Bradlows is not responsible or liable for damages or other adverse consequences caused by the use of the submissions

5. Disclaimer and disclosures

This clause is subject to applicable law. You use the website at your own risk. Bradlows publishes information on its website as a convenience to its visitors for information purposes only, except where you may purchase goods or services from the website. Bradlows provides the website "as is" and "as available" and to the extent permissible by law disclaims warranties including but not limited to warranty of title, merchantability, non-infringement, fitness for a particular purpose and that the website are free from defects, uninterrupted and error free. While Bradlows attempts to provide accurate and timely information, Bradlows cannot guarantee this. Bradlows may correct and change the website if required. The Bradlows  goods and services described on the website may not be available in all regions. Although Bradlows has made every effort to display the goods and their colors as accurately as possible, the displayed products and colors of the products will also depend upon your equipment and Bradlows cannot guarantee that your equipment will display an accurate representation of the actual goods or their colors. Where pricing on the website differs from the actual in-store pricing, the applicable price will be the lesser of the two prices, unless the lesser price is made in error and we have taken reasonable steps to rectify the error. Bradlows  will not be liable for any other website provided by any third party. All Accessories shown with products for presentation purposes are not included in the price but are available for sale separately.

6. Indemnity

Subject to applicable law, you agree to indemnify, defend, and hold Bradlows harmless against any claim, or liability (including attorneys' fees) arising out of your use of the website. 

7. Copyright and Intellectual Property Rights

All materials published on Bradlows  website is protected by copyright and owned or controlled by Bradlows or the party accredited as the producer of the content, software or other material. Nothing in these terms and conditions of use shall be construed as conferring by implication or otherwise, any license or right under this copyright, patent, trade mark, database right or other intellectual property or proprietary interest of Bradlows  or any third party. All logos, names and trademarks, which appear on the website are the intellectual property of Bradlows or are used by Bradlows  under license. Bradlows  will prosecute any violation of intellectual property rights to the fullest extent that the law permits. Reproduction of part or all of the contents in any form is prohibited other than strictly for individual use. 

8. Confidentiality

If you respond to Bradlows via e-mail, surveys, forums, registration, or any other communication medium with any information, including but not limited to feedback, data, questions, comments or suggestions, but excluding your personal data, the information will not be deemed confidential. Bradlows will not have any obligation to keep such information confidential and will be free to reproduce, use, disclose and distribute the information to others without limitation. Bradlows will also be able to use any ideas, concepts, know-how or techniques contained in the information for any purpose, including but not limited to developing, manufacturing and marketing products, which incorporate or otherwise rely on the information. You consent to the aforesaid use of such information. By submitting information, you agree that Bradlows may publish the information, use it as part of its operations, and incorporate its concepts in Bradlows goods or for any other purposes, which Bradlows considers necessary, without liability. Bradlows will deal with your personal information in terms of the privacy policy.

9. Termination

Bradlows may immediately terminate use of and access to the website if you breach the terms. This will be without prejudice to any other remedies and rights that we may have in terms of the law, including but not limited to claims for specific performance and damages. 

10. Consumer duties

You must ensure that the goods are fit for the purpose for which you want to buy it before you take delivery of the goods. You must ensure before delivery, that the goods listed on the till slip correspond in description, price and quantity with the goods purchased. You must adhere to the user/manufacturer's instructions. You must keep proof of any repairs conducted and proof of purchase on all returned goods.

https://steinhoffafricaretail.co.za/sar/wp-content/uploads/2018/01/STAR-PAIA-Manual_Final_24012018.pdf 

11. Warranties and returns

Subject to these terms, all goods carry an implied warranty in accordance with the Consumer Protection Act 68 of 2008 ("CPA") which gives the consumer the right to return the unsafe and defective goods in terms of section 20 read together with section 56 of the CPA. Our goods also carry a manufacturers' warranty where applicable, which will run concurrently with any warranty in terms of the law. The implied warranty on goods supplied places an obligation on Bradlows to accept the return of unsafe or defective goods within six months of delivery, in the event of the goods not complying with requirements and standards contemplated in section 55 of the CPA. Furthermore, the consumer has a right to return goods to Bradlows if:

 

  • The consumer finds within 10 days that the goods are unsuitable for a particular purpose for which the consumer has expressed intention to use the goods as contemplated in s55(3);
  • The consumer did not have a chance to examine the goods and rejected delivery of the goods for any reasons contemplated in section 19(5); and
  • The consumer has refused delivery of any of those goods, because they were mixed with items that were not ordered, as contemplated in section 19(8).

 

Under no circumstances will we accept returned goods where the consumer has been afforded the opportunity to inspect the goods prior to the purchase and subsequently changed his/her mind about the goods, the goods have been damaged due to the consumer's negligence, the goods have been disassembled, permanently installed, physically altered, used or installed contrary to our or the manufacturer's instructions and/or have been subjected to misuse or abuse.

We sell goods for domestic purposes only and for the purpose for which they were manufactured. Normal wear and tear will also be excluded. If you want to return alleged defective goods in terms of a warranty, we or the manufacturer will assess the goods to determine the reason for the defect in the goods.

We will consider and deal with all other returns in terms of applicable law, the manufacturers' warranty or terms of the extended warranty. All refunds are less any charges permissible in terms of the law. If you are entitled in law to return goods to us for any reason, the law in certain instances allows us to charge you for the use of the goods and to get the goods for restocking.

Due to the nature of the goods and/or copyright restrictions, you cannot return computer and gaming software, speakers, CD's, DVD's and Bluray discs unless it is found that the goods were defective at the time of purchase. As a valued customer, we shall at all times endeavour to provide you with the best customer service and ensure that all your rights in terms of the Consumer Protection Act are protected. As a gesture of our commitment to you we have established a 'change of mind / peace of mind' return policy, which is provided to you over and above the rights you have in terms of the Consumer Protection Act. In terms of this return policy, we may consider replacing goods purchased with us within 14 days from the date of purchase if such goods are returned in their original packaging. Please retain your till slip as proof of purchase.

12. Television License

You will be required to produce a valid TV license and ID document when purchasing a TV. First time buyers may purchase a TV license in-store.
In terms of the Broadcasting Act and Television License Regulations, license holders are required to take note of and/or comply with the following: Statutory obligations pertaining to a television license:

  • A television license is valid only at the permanent address reflected on the license.     
  • A person purchasing a television set must be in possession of a valid (paid-up) TV license.  A television set may not be purchased using someone else’s TV license.
  • When taking out a domestic/household television license for the first time, a person is required to provide his/her personal particulars:  surname, initials, ID number (a copy thereof, fixed address and contact details.
  • When renewing a television license, a person is required to present an existing license, a copy thereof, or a renewal notice.
  • A license holder must notify the SABC, in writing, of a change of address within 30 days
  • A television license is not transferable from one license holder to another except between spouses or between unmarried “life partners” in a permanent relationship, on the death of a husband/wife or partner.
  • A single domestic television license is required per household regardless of the number of TV sets, provided that all sets so licensed are used at a license holder’s residential premises only by members of his/her family.
  • A separate domestic television license at the full annual tariff is required for a second or additional residential property (e.g., a holiday home) since a different physical address is involved.
  • “Family members of a television license holder” – defined as all persons who are permanently resident with the license holder; and are dependent on him, and are owed a legal duty of support by the license holder – are covered by a single TV license in his/her name.  A person has to meet all three of these conditions to be covered by a household’s TV license.  In practice, such domestic license covers a license holder and his/her immediate, dependent family members – in the case of a married couple, a husband/wife and his/her dependent, minor children.  Adult (non-dependent) children or more distant relatives – such as adult children, parents/ grandparents, brothers/sisters, uncles/aunts – or boarders or lodgers sharing a family’s home, are not defined as family members. They are separately liable for television sets in their possession and/or used by them.

13. Credit

Monthly instalment and total credit price shown include a deposit, interest as shown, basic insurance, initiation fee, service fee and VAT. Delivery charges, comprehensive insurance and extended warranties are excluded . *Credit and 'No Deposit' offers remain subject to credit approval, an affordability assessment as required by the National Credit Act and a debit order where relevant. INTEREST RATE, DEPOSIT, INSTALMENT AND CREDIT PRICE MAY VARY BY CREDIT PROFILE AND TERM LOAN. You may be required to produce proof of an insurance policy or alternatively take up insurance with Bradlows. Minimum Application Requirements: ID Book, latest payslip, monthly expense details and your household content insurance or Credit Life policy documents. These requirements are dependent on your employment status and risk profile. All offers are valid while stocks last and cannot be used in conjunction with other in-store promotions – ask the sales representatives for details. Unless otherwise stated, matching products and complementary accessories are not included in the price shown.  Valid TV license required when purchasing a TV.  All major credit cards accepted. 

Pepkor Trading (Pty) Ltd is an authorised Financial Services Provider (FSP3247) duly authorised to act on behalf of Century Capital (Pty) Ltd t/a Bradlows a registered Credit Provider (NCRCP 74), Abacus Life Ltd and Abacus Insurance Ltd.

 

General
      • Quick On-Line Credit App is subject to your acceptance of the Ts & Cs set out herein.  By clicking on the tick-box provided, you acknowledge that you have read and understand the use of website Ts &Cs as well as Quick On-Line Credit App Ts&Cs and agree to be bound by them.
      • These Ts&Cs must be read together with our website Terms of Use, a copy of which can be found at www.bradlows.co.za or may be requested from us by email or calling our call centre.

 Quick On-line Credit App Process

      • By completing and submitting this Quick On-Line Credit App, you:
      • Confirm that you have read and understand these Ts&Cs, the meaning and that the Quick On-Line Credit App is subject to a full credit application Ts&Cs which includes an affordability assessment as required by the National Credit Act, as amended (“NCA”);
      • Confirm that you are the person whose details you have given to us as the applicant in the quick online credit app;
      • Confirm all information that you provide us is truthful, complete, accurate and correct. You must immediately notify us if any of your information changes;
      • Confirm you are capable and have the capacity to apply for credit and to enter into a credit agreement with us which includes that you are mentally sound, not under the influence of alcohol or drugs, above the age of 18 and obtained written consent from your spouse or civil partner (where applicable);
      • Consent to the further processing of your personal information for purposes relating to the Quick On-Line Credit App including any Credit Bureau and other agencies, as permitted by law,
      • Once you receive confirmation that you qualify for credit, confirmation of which you will receive by way of email and/or sms you are required to visit any Bradlows store, quote your ID number/passport number and complete a full credit application.  Minimum full credit application Ts &Cs include:
      • ID Book or Passport (for non-RSA nationals);
      • latest payslip;
      • 3 (three) months bank statements;
      • Monthly expense details and your household content insurance and/or Credit Life policy documents;
      • These requirements are dependent on your employment status and risk profile.  INTEREST RATE, DEPOSIT, INSTALMENT AND CREDIT PRICE MAY VARY BY CREDIT PROFILE AND TERM LOAN.
      • The Quick On-Line Credit App is subject to the verification of the identification of the applicant and applicant being above the age of 18, who is in possession of a valid identity document or passport. 
      • Your Quick On-Line Credit App offer will only be valid for 7 (seven) days from Quick On-Line Credit App Date.

 

 Disclosures and consent

      • Pepkor Trading (Pty) Ltd is an authorised Financial Services Provider (FSP3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74) t/a Bradlows, Abacus Life Ltd and Abacus Insurance Ltd.
      • You consent to and agree that Pepkor Trading (Pty) Ltd is to access any of your personal information required from any Credit Bureau and other agencies, as permitted by law, to:
      • Make enquiries to obtain or confirm your credit profile and repayment behaviour;
      • To supply and/or submit any information about you or provided to us by you;
      • Seek, verify and receive information from any credit bureau or third party (with whom you have financial relations at any time) when assessing your quick online credit app or your creditworthiness,
      • To disclose the above information as required in law; and
      • To retain records of your personal and credit information in any database in accordance with the provisions of the NCA.
      • You acknowledge and understand that a credit bureau will provide us with credit profile information and possibly a credit score reflecting your creditworthiness.  We cannot be held responsible for any loss that you may suffer or damage that you may incur caused by any credit bureaus or agency.

 Privacy & Information Security Policy

      • You agree to keep your information safe and to not disclose it to any unauthorised third party. You further agree that we cannot be held liable for any damages or loss sustained by you as a result such information becoming known to third parties, whether through your actions or through fraud, malware or phishing.
      • We reserve the right to suspend any account that we believe may have been compromised accordingly.
      • You must notify us immediately if you believe that your information has been processed without your permission. You can contact us on our call centre number or e-mail us as per details below..

 Law

      • This Quick On-Line Credit App is governed by the laws of the Republic of South Africa, irrespective of whether or not you are South African or are accessing our website outside of the Republic of South Africa.
      • In terms of the Electronic Communications and Transactions Act of 2002, as amended, (“ECTA”) these Ts&Cs are binding and legally enforceable against you.  We do not sell any products via this Quick On-Line Credit App and accordingly, the provisions of ECTA relating to electronic transactions in this regard do not apply in respect of the Quick On-Line Credit App.
      • You have the right to resolve any dispute that may arise between us by way of alternative dispute resolution, or to file a complaint with the National Credit Regulator, or to make an application to the Tribunal as per details below.
      • Subject to the provisions of the NCA, we may, from time to time, update or change these Ts&Cs. We recommend that you read these Ts&Cs every time you access and use our website. Amended Ts&Cs will bear a different version number on the footer of each page of these Ts&Cs and will supersede and replace any previous Ts&Cs.
      • No indulgence or extension of time which either you or us may grant to the other will constitute a waiver of or, whether by estoppel or otherwise, limit any of the existing or future rights of the grantor in terms hereof, save in the event or to the extent that the grantor has signed a written document expressly waiving or limiting such rights.
      • We shall be entitled to cede, assign and delegate all or any of its rights and obligations in terms of these Ts&Cs without notice to you.
      • All provisions of these Ts&Cs are, notwithstanding the manner in which they have been grouped together or linked grammatically, severable from each other. Any provision of these Ts&Cs which is or becomes unenforceable, whether due to voidness, invalidity, illegality, unlawfulness or for any reason whatever, shall, only to the extent that it is so unenforceable, be treated as not having been written and the remaining provisions of these Ts&Cs shall remain in full force and effect.

 Contact Details

The following contact details are hereby disclosed:

Customer Care:                                    010 211 1120 or [email protected]

Credit Ombudsman:                              086 1662 837

National Credit Regulator:                      086 062 7627

Credit Bureau:                                      086 1128 364

14. General

The above terms and conditions as well as the products and/or service specific terms and conditions govern the sale of goods and/or the provision of services for purchases made from Bradlows. Any additional terms and conditions are subject to the company policies and procedures (available on request) as well as the law. Any queries may addressed to the Customer Care Line on 0860 110 809, or please ask for the manager. Please visit our website at www.bradlows.co.za. Access to the services, content and downloads available on the Bradlows website may be classified as "electronic transactions" as defined in terms of the Electronic Communications and Transactions Act, Act No. 25 of 2002(ECT Act).

15. Image Disclaimer

Where products are displayed with compatible devices, these devices will not be included as part of the sales price unless specifically identified as part of a product bundle. In all other cases images are shown to display products within a lifestyle setting and do not include part of a sales proposal including any said devices or lifestyle additions.

16. 5 Year Buy-Back Guarantee

 Terms & condition of the campaign

  • This is a promotional offer (“Offer”) as defined in the Consumer Protection Act no 68 of 2008 (CPA), as amended from time to time.  This Offer is subject to the participant’s acceptance of the Terms and Conditions (Ts & Cs) set out herein.
  •  The participant acknowledges that the participant has read and understand these Ts & Cs.  These Ts & Cs will govern the redemption on your Buy-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.

 Promotion:

  • This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.

Promotion Period:

  • The Promotion will run from 19 June 2017 (00h00) to 19 August 2017 (23h59) (“the Promotion Period”).
  • The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Ts & Cs, at any time.
  • The Buy-back is not transferrable nor convertible into cash nor substituted in any manner expect as permitted by law.

How to qualify:

The participant must have:

  • Purchased an elected article as advertised.
  • Applied for credit between the Promotion Period.
  • Purchased an article on credit underwritten by the Century Capital (Pty) Ltd and no other credit provider.
  • These Ts & Cs do not replace the Ts & Cs of the credit agreement.  The credit agreement must be settled within the terms as stipulated on the credit agreement. 
  • The participant shall have 30 (thirty) days’ grace period in which to fully pay up the term loan agreement entered into with the credit provider.

Articles that qualify for the promotion:

  • Elected articles that satisfy all the promotion requirements stipulated herein shall enjoy the benefit of this promotion.
  • This promotion include elected articles only as advertised.
  • The Offer is subject to promotional articles’ availability.

The Offer and redemption:

  • The promotion will afford the participant to sell back to the Company at the purchase price of the qualifying article less VAT, at redemption date.
  • The purchase price shall be the price paid for the article as per the original sales invoice on invoice date.
  • The redemption date shall be 60 (sixty) months from the invoice date regardless of the term of the credit agreement.
  • The participant shall have a 14 (fourteen) days grace period calculated from the redemption date in which to take up the buy-back offer, after which the offer shall expire.  The discount offer will be valid for 30 (thirty) days from date of redemption issued to the participant.
  • The participant’s credit agreement must be fully paid in accordance with the credit agreement and must have made monthly payments over a period of 12 (twelve) months or more.
  • The participant must produce proof of identification, proof of purchase and this Buy-back Certificate on redemption.
  • The buy-back is subject to the purchase of a replacement article of the same value or more, from any Company store.
  • The buy-back shall not be paid in cash but an amount will be discounted to the invoice of the replacement article purchased by way of a credit voucher.  Redemption will be applicable to either a cash transaction, lay-by agreement or a new credit agreement which will be subject to affordability assessment.
  • The redemption is subject to the verification of the identification of the article, which must be without any material alteration(s) or modification(s) to the article that is subject to the buy-back.
  • Article subject to the buy-back will be collected from delivery address specified by the participant.
  • This Offer is open to all South African Residents above the age of 18, who are in possession of a valid identity document or passport.  Employees, agents or consultants of or any other person who directly or indirectly controls or is controlled by the Company in respect of this Offer or the spouses, life partners or immediate family members cannot redeem the Buy-back.
  • If the Company has not strictly enforced these Ts & Cs, the participant may not assume Ts & Cs been waived or altered by the Company.  These Ts & Cs will still apply and the Company has right to enforce any of these Ts & Cs.

17.Online Lay-by

DEFINITIONS

In this Agreement, unless the context indicates differently:

              • "Agreement" means these terms and conditions, including the Schedule and all written notices that the supplier has given to the consumer;
              • "Business day" means any day except for a Saturday, Sunday or South African public holiday;
              • "Consumer"/"you"/"your" means the person who has agreed to enter into this Agreement and whose details are recorded in the Schedule;
              • "Schedule(s)" means the Retail Lay-by Schedule to Agreement attached to these terms and conditions which records the purchase price of the particular goods, the number of instalments to be paid, the quantity of the instalments to be paid, the dates on which the instalments need to be paid and any other Schedules which may be attached hereto by agreement between the parties;
              • "Supplier"/"we"/"us"/"our" means the Lay-by Provider as set out in the Retail Lay-by Schedule;
              • "VAT" means value-added tax chargeable under the Value-Added Tax Act 89 of 1991;
              • The headings of the various clauses in this Agreement have been inserted purely for the purpose of convenience and they will not be used to interpret the Agreement.
              • Any reference to a gender includes the other genders; and
              • The singular includes the plural and vice versa (the other way around).

INTRODUCTION

You have agreed:-

            • to buy the goods set out in the Schedule to Agreement on lay-by; and
            • to pay for the goods by making regular payments until payment of the full purchase price, as set out in the Schedule to Agreement.

You understand and agree that the goods will not be delivered to you and you will not become the owner thereof until you have paid the full purchase price for the goods. The goods will remain at our risk until you have accepted delivery of them.

You have agreed:-

            • this Agreement represents the entire Agreement between you and the supplier and that no alterations or additions to this Agreement may be effected unless agreed to by both parties, reduced to writing and signed by you and a duly authorised representative of the supplier; and
            • for purposes of this Agreement "signature" or "signed" may include an electronic signature as contemplated in the Electronic Communications and Transactions Act 25 of 2002 ("ECT Act").

DOWN-PAYMENT AND INSTALMENTS

You understand and agree that:-

            • the minimum required initial down-payment shall be R100 or 5% of the total sales value inclusive of VAT whichever is the greatest;
            • the purchase price of the goods include VAT at the current rate of tax;
            • if, at any time before the full purchase price of the goods is paid by you, the VAT rate is changed in relation to the supply of the goods, we will be entitled to recover the VAT increase from you prior to delivery of the goods;
            • the Agreement will commence upon signature of the Schedule to Agreement. The Lay-by Provider reserves the right to terminate the agreement in the event that the initial down-payment has not been received within 30 (thirty) calendar day;
            • thereafter, you must pay the monthly instalments on or before the due dates until the final payment date. All amounts must be paid at the address of the store, or via a direct deposit into the bank account of the store;
            • in the event of a store closure or relocation, the consumer's lay-by agreement will be transferred to a store identified by the Lay-by Provider. Payment of the lay-by, as per the Schedule, shall continue and collection of the goods will occur at the newly identified store. In the case of the goods being delivered to the consumer's elected address, refer to clause 6.1.
            • The payments will be applied towards the settlement of the purchase price on the final payment date.

TERMINATION OF THE AGREEMENT

If you terminate the Agreement before paying the full purchase price, or fail to complete the payment for the goods within the required period, we:-

1. may charge a termination penalty of 1% of the full purchase price of the goods. At your request, we will provide you with written details on how the penalty was calculated. We will not charge a termination penalty if sufficient proof is made available to us that your failure to complete payment was due to death or your hospitalisation;2. will, after deducting the termination penalty (if any), refund you any amounts paid by you under this Agreement;3. will, in order to protect you from possible fraud, use best endeavors to process your refund into your bank account within 48 hours, subject to positive proof of identification and verification of your banking details.4. You understand and agree that if the agreement had been terminated for any reason and you wish to buy other or similar goods, you will be required to enter into a new agreement with us and the current price of the goods will then apply.

STATEMENTS OF ACCOUNT AND CONTACT DETAILS

1. We will deliver a monthly statement of account to you by way of SMS.2. You must check each statement as soon as you receive it and inform us within 7 days of receipt thereof if you think that a statement is not correct.3. It is your responsibility to provide us with the correct contact details and to inform us of any changes.

DELIVERY OF THE GOODS

1.We will make every reasonable effort to deliver the goods to you as soon as possible after we have received the full purchase price of the goods.2. We cannot be responsible for failure to perform or to deliver or delays in performance or delivery due to circumstances beyond our control ("force majeure events"). We will not be liable to you for any loss arising from any failure or delay in performance or providing the goods resulting from force majeure events. We will use reasonable endeavours to continue to perform in terms of this Agreement as soon as performance becomes possible. We may contact you to agree on alternative dates for delivery, but will not require you to accept delivery at an unreasonable time.4. You understand and agree that the goods as set out in the Schedule, are identified and described by style, make, model, kind, design or category ("Type"). This does not mean that specific goods are set aside for the duration of the lay-by agreement, but that we will deliver that Type to you after receipt of the full purchase price for the goods.

If, for reasons beyond our reasonable control, we are unable to deliver that Type to you, we will, at your option:-

1.1. supply you with an equivalent quantity of goods that are comparable or superior in description, design or quality; or1.2 refund to you the amounts deposited with us for the goods, with interest in accordance with the Prescribed Rate of Interest Act 55 of 19751.3 It is your responsibility to provide us with the correct delivery address prior to delivery of the goods.

TRANSFER OF RIGHTS

1. Unless our prior written consent has been obtained, you will not be entitled to cede, delegate, assign or transfer all or any part of your rights or obligations under this Agreement.2. You hereby authorise us and agree that we may cede at any time any part or all of our rights under this Agreement or transfer any part or all of our rights or obligations (whether by way of delegation or assignment) under this Agreement to any third party. You further agree that it shall not be necessary for us to provide prior notification to you in the event of any such cession or transfer.

CONTACT DETAILS

The following contact details are hereby disclosed:

JD Lay-By Customer Care:                                 086 111 7775

JD Lay-By Customer Care:                                 086 111 7775

Consumer Goods and Services Ombud:           0860 000 272

 

ADDRESS FOR NOTICES AND LEGAL PROCESSES

        • 1. You agree to accept any notice and legal processes under this Agreement at the address recorded in the Schedule. (This address is known in law as your domicilium citandi et executandi or domicile address).
        • 2. We choose as our domicile address where you must deliver all notices and legal processes, the Lay-by Provider’s address as set out in the Retail Lay-by Schedule.

3. If you want to change the address at which you agree to accept notices and legal processes, then you must send us a notice in writing by registered post.The notice must:-

          • 3.1 inform us that you are changing your address; and
          • 3.2 set out the new address at which you agree to accept notices.
          • 4. Any new address must be a physical address in the Republic of South Africa.

5. If we send a notice to you:-

              • 5.1 by prepaid registered post to your address, we will treat it as if you have received it 7 (seven) days after posting; and
              • 5.2 by hand, we will treat it as if you have received it on the date of delivery.
              • 6. When we treat a notice as if you have received it by a certain date, it means that we do not have to prove that you did receive it then. If you claim that you did not receive the notice by that date, then you will have to prove it.

GOVERNING LAW AND JURISDICTION

              • 1.This Agreement is in all respects governed by the laws of the Republic of South Africa.
              • 2. You agree that the supplier may bring legal proceedings against you relating to this Agreement in any Magistrate's Court that has jurisdiction, even if the amount of the claim may exceed the jurisdiction of that court. This does not prevent the supplier from bringing legal proceedings in a High Court that has jurisdiction.

GENERAL

              • 1. We do not lose any of our rights under this Agreement if we do not insist immediately and in every instance on these rights. You may not use it as defense if we had a right which we did not enforce at the relevant time.
              • 2.If any term or condition of this Agreement becomes unenforceable for any reason whatsoever, that term or condition is severable from and shall not affect the validity of any other term or condition in this Agreement.

18.Online Exclusive Offers Promotion:

    • These Terms of the Online Exclusive Offers (Promotion) together with the Bradlows Standard Terms and Conditions www.bradlows.co.za  set out the terms and conditions that will apply when you place an order through the Bradlows operated website only and you purchase goods advertised as part of this promotion. Please note that the terms and conditions that apply to this promotion differ on certain parts from the terms and conditions that apply to ordering other products. Such differences will be explained later in these Terms. If you are unable to understand, or have any questions about these Terms please contact Bradlows on 0800 11 99 33 Please note that these Terms are subject to change so review and save or print a copy of the current terms and conditions prior to each order that you submit.
    • The Promotion is the sale of certain online only products as advertised on the specific product, for the advertised specific day, whereby the advertised goods will be sold at a discounted price for that specific day, and available for purchase online only.
    • The Promotion starts at Bradlows online only on the advertised and advertised day at 08:00am and ends on the advertised and mentioned day at 00:00pm. No purchases will be accepted after midnight on the advertised and mentioned day.
    • You will need to be logged into Bradlows website in order to use the promotion

ORDER AND ACCEPTANCE

    • Each order submitted, which includes the receipt of the full purchase price, constitutes an offer to purchase products. Orders are subject to Bradlows acceptance and may be refused at Bradlows discretion, for example in cases where:
    • 1. Orders cannot be processed due to an error in information you have provided;
    • 2. There is an error on the website relating to the products that you have ordered, for example an error relating to the price or description of the product as displayed on the website; or
    • 3. The products that you have ordered are no longer available through the website.
    • After Bradlows receives your order, you will receive an email confirming receipt of your order. If you do not receive an email, contact Bradlows before you try to place another order for the same product.
    • You will receive an email when your order is being dispatched confirming that your order has been accepted and is on its way to you.
    • If you have any questions, comments or concerns regarding Bradlows order acceptance policy (agreement of sale), or if you consider that your order was rejected in error, please contact Bradlows on 0800 11 99 33.

PRODUCT AVAILABILITY

    • Bradlows will have the right, at any time, to make changes to information about products displayed on the website, for example information about prices, description or the availability of products and Bradlows may do so without first giving you notice of the changes.
    • Bradlows will not, however, make any changes to the price, availability or description of any product after an order has been accepted. Bradlows cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party.
    • Due to the stock quantity, each customer may not purchase more than 1 product using this Promotion.

CUSTOMER INITIATED ORDER CANCELLATIONS AND CHANGES

    • You can make changes to or cancel your order at any time before your order has been processed. To make changes to your processed order, please contact Bradlows. If your order has already been dispatched, (you will be able to request a refund of the product please see Return Policy.

DELIVERY

    • Any delivery dates provided to you in connection with your order are estimates. Although the aim is to provide you with as accurate estimates as possible, Bradlows cannot promise that they are accurate.
    • Product that is delivered to you will become your property at the time that you receive it provided that Incredible Connection has received full payment for the product. As soon as Bradlows has delivered the product to you, you will become responsible for it and for any loss or damage to it thereafter.
    • Please see the delivery policy for further details.

GENERAL

    • Participants of this promotion agree that Bradlows will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the promotion, or from participation in this promotion.
    • If any provision or part of these rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these rules shall remain in force.
    • Any violation of these rules will result in the immediate disqualification of the transgressing participant from the promotion.

19.PAYMENT OPTIONS:

                  • Payment Methods Monthly instalment and total credit price shown include interest as shown, basic insurance, initiation fee, service fee and VAT. Delivery charges, deposit, comprehensive insurance and extended warranties are excluded. Credit and “No Deposit” offers remain subject to credit approval, an affordability assessment as required by the National Credit Act and a debit order where relevant. INTEREST RATE, DEPOSIT, INSTALMENT AND CREDIT PRICE MAY VARY BY CREDIT PROFILE AND TERM LOAN. You may be required to produce proof of an insurance policy or alternatively take up insurance with us. Minimum Application Requirements: ID Book, latest payslip, 3 months bank statements, monthly expense details and your household content insurance or Credit Life policy documents. These requirements are dependent on your employment status and risk profile. All offers are valid while stocks last and cannot be used in conjunction with other in-store promotions – ask the sales representatives for details. Unless otherwise stated, matching products and complementary accessories are not included in the price shown. Valid TV licence required when purchasing a TV. All major credit cards accepted. Pepkor Trading (Pty) Ltd is an authorised Financial Services Provider (FSP3247) duly authorised to act on behalf of Century Capital (Pty) Ltd t/a Bradlows a registered Credit Provider (NCRCP 74), Abacus Life Ltd and Abacus Insurance Ltd. Subject to the exceptions listed below, your payment for any products ordered from Bradlows must be made to Bradlows bank account in any one of the following ways:
                  • Credit card payments: The website only accepts (3D Secure) South African bank issued Credit Card payments which include Visa and Master card. At the time of placing the order, the transaction details are presented to the bank for authorisation immediately. If bank's authorisation is not obtained, the order will be cancelled. Payment is not collected immediately it is a reserved for payment transaction. Only when the order is settle by incredible connection are the funds collected. Please note that Master Card Cheque and Debit Cards are not accepted.

3D Secure: We are proud to introduce a more secure online shopping experience for you! Registration with 3D Secure is required when shopping online with us as a 3D secure merchant and no username and password to remember anymore. You will now receive a One-Time-Password (OTP) that will only be valid for one transaction when shopping at a 3D Secure merchant, protecting your Credit Card against fraudulent online use. We all love the convenience of shopping online, but are concerned about the risks that may be involved. This is why we a deploy technology, such as 3D Secure, which has been designed to protect you while you shop.

 

                  • Bank deposits & Electronic Funds Transfer: Should you select to pay via a bank deposit or Electronic Fund Transfer: on completion of your order an instruction will be emailed to you regarding the acceptable methods in which monies must be deposited into Bradlows bank account which is subject to the following Terms and conditions:

the full amount must be paid as per your order request within 48hours of placing your order; your order will be cancelled should you fail to deposit/transfer the funds within 48hours of placing your order for a direct deposit, the deposit must be in cash and in SA Rand only, (no other currency will be accepted)

                  • No cheque deposits are accepted your order number must be used in the reference section of the deposit slip or the electronic transfer, failure to include the order number as a reference may result in delaying the fulfilment of your order please email a copy of your deposit slip/transfer to [email protected] your delivery timeframe is dependant and will commence on the time and date of the funds reflecting in Incredible Connection’s account and on condition that your deposit slip has been mailed to [email protected] depending on the bank, some payments may take up to three business days to reflect in our account. In such circumstances there will be a delay in having your order shipped
                  • EFT Pro: On the successful completion of your EFT Pro you will receive an order confirmation email. When paying using PayU EFT Pro, the communication between you and your bank occurs as it normally would when you conduct an EFT. You will be redirected to the online banking login screen and will be prompted to login with your online banking credentials. You will receive a one-time pin which you would need to enter to confirm payment.
                  • The EFT must be in SA Rands (ZAR) only (no other currency will be accepted.)
                  • Bradlows cannot be held liable for any delays, cost associated to bank / admin charges and currency fluctuations. PayU EFT Pro merely facilitates the transaction between you and your bank. PayU does not store any online banking login details. Your delivery timeframe is dependent and will commence from the time and date of the successful EFT Pro confirmation (please refer to our delivery timeframes T&C’s for info)
                  • Deliveries: Bradlows delivers within the borders of South Africa only. The Delivery option only commencers once the order has been verified and settled An order will only be settled once payment has been received and "Verified"

Deliveries are door to door and must be a physical address within the borders of South Africa and not a Post Box We do not deliver to any postal addresses ie: deliver to a post box or to any post offices. Please ensure all delivery details including the postal code are accurate, as you will be liable for all additional handling and shipping charges as a result of such errors. Deliveries are done between 8 am and 5 pm on weekdays and not on Weekends or public holidays. All deliveries are done by our in-house Supply chain services agent. ID may be requested upon delivery

20. FREEDOM DAY CASH BACK PROMOTION – 27th April 2018

                                • This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
                                • The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.
                                • Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.
                                • Promotion Period: The Promotion will be valid on 27th April 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 27thl 2018.
                                • The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.
                                • How to qualify:

The Offer is valid on Cash and Credit Purchases over R5999.00, as detailed below.

Buy any goods from the Company to the value of R5999.00 or more and get R250 Cashback;

Buy any goods from the Company to the value of R9999.00 or more and get R500 Cashback;

Buy any goods from the Company to the value of R19999.00 or more and get R1000 Cashback.

Participants who qualify for the Offer, and who purchase in Cash, can elect to receive the monies in cash immediately on purchase, alternatively can reduce the value of the purchase by the amount they are entitled to receive per the Offer.

Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the credit has been approved. The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer.

                                • This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.
                                • The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.
                                • The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

21. DOUBLE CASH BACK PROMOTION – 3rd to 6th May 2018

                                • This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
                                • The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.
                                • Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.
                                • Promotion Period: The Promotion will be valid on 3rd to 6th May 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 6th May 2018.
                                • The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.
                                • How to qualify:

The Offer is valid on Cash and Credit Purchases over R5999.00, as detailed below.

Buy any goods from the Company to the value of R5999.00 or more and get R500 Cashback;

Buy any goods from the Company to the value of R9999.00 or more and get R1000 Cashback;

Buy any goods from the Company to the value of R19999.00 or more and get R2000 Cashback.

Participants who qualify for the Offer, and who purchase in Cash, can elect to receive the monies in cash immediately on purchase, alternatively can reduce the value of the purchase by the amount they are entitled to receive per the Offer.

Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the credit has been approved. The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer.

                                • This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.
                                • The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.
                                • The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

22.WISHLIST BIRTHDAY COMPETITION

                                • This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
                                • This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.
                                • Competition Period:

The competition runs from 17th May to 17th June 2018, both dates inclusive. No entries will be accepted after midnight on 17th June 2018.

                                • Who Can Enter:

You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights

                                • Exclusions:

Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition.

                                • How to Enter:

Participants must go onto the Bradlows website site www.bradlows.co.za and add at least 17 products they love from the Bradlows range to their wish list during the period specified above and will automatically get an entry into the draw.

      • Number of Entries per Entrant: One person
      • Entry Fee: There is no entry fee to participate in the competition.
      • Prize: One Three Piece, Three Action Trent Lounge Suite with a value of R19 999.95. The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.
      • Winner draw:

The winner will be chosen randomly under the supervision of an independent accountant, registered auditor, attorney;

The draw will take place on 20 June 2018. The winners will be contacted by head office and will also be posted on the Bradlows Facebook Page.

Should the competition draw be postponed to another date for any reason whatsoever, the new draw date will be published on the website cited below, within 4 (four) days after the original draw date. The random entry drawn will be independently audited by an independent accountant, registered auditor, attorney or advocate to establish whether it meets the competition qualifying criteria and if so that entrant will be the competition winner (the “winner”), subject to us being able to contact that winner. If the qualifying criteria are not met further random draws will take place until a randomly selected valid entry meets the eligibility criteria. The winner will be notified via Facebook with an inbox message within 48 hours of the random draw taking place. The Promoter will attempt contact with the winner at least 3 times, but if the Promoter is unable to contact the winner within two days after the first attempt, through no fault of the Promoter, the prize will be awarded to the next eligible winner. The winner will be announced on the promoter’s webpage as cited below.

      • The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.
      • The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
      • The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
      • The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
      • The Promoters decision is final, and no correspondence will be entered into.
      • No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
      • By entering into any competition, you consent to the Promoter sending you promotional material during and after the promotion period, in accordance with the Protection of Personal Information Act.
      • Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
      • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
      • By participating in this competition, you agree to all the Competition Rules set out above, without exception.
      • A copy of these Competition Rules is made available at www.bradlows.co.za

23. 10 WINNERS STANDS A CHANCE TO WIN YOUR PURCHASE

      • This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
      • This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.
      • Competition Period:

The competition runs from 17th May to 17th June 2018, both dates inclusive. No entries will be accepted after midnight on 17th June 2018.

        • Who Can Enter:

You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

          • Exclusions:

Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition.

          • How to Enter:

Any participant who purchase on credit on 17th May to 17 June will automatically go into a draw to stand a chance to win their account to be settled.

          • Number of Entries per Entrant: One person
          • Entry Fee: There is no entry fee to participate in the competition.
          • Prize:10 Customer credit account outstanding balance will be settled. The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.
          • Winner draw:

The winner will be chosen randomly under the supervision of an independent accountant, registered auditor, attorney;

The draw will take place on 20 June 2018. The winners will be contacted by head office and will also be posted on the Bradlows Facebook Page.

Should the competition draw be postponed to another date for any reason whatsoever, the new draw date will be published on the website cited below, within 4 (four) days after the original draw date. The random entry drawn will be independently audited by an independent accountant, registered auditor, attorney or advocate to establish whether it meets the competition qualifying criteria and if so that entrant will be the competition winner (the “winner”), subject to us being able to contact that winner. If the qualifying criteria are not met further random draws will take place until a randomly selected valid entry meets the eligibility criteria. The winner will be notified via Facebook with an inbox message within 48 hours of the random draw taking place. The Promoter will attempt contact with the winner at least 3 times, but if the Promoter is unable to contact the winner within two days after the first attempt, through no fault of the Promoter, the prize will be awarded to the next eligible winner. The winner will be announced on the promoter’s webpage as cited below.

          • The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.
          • The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
          • The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
          • The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
          • The Promoters decision is final, and no correspondence will be entered into.
          • No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
          • By entering into any competition, you consent to the Promoter sending you promotional material during and after the promotion period, in accordance with the Protection of Personal Information Act.
          • Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
          • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
          • By participating in this competition, you agree to all the Competition Rules set out above, without exception.
          • A copy of these Competition Rules is made available at www.bradlows.co.za

24.BIRTHDAY CASH BACK PROMOTION – 17th May to 17th June 2018

          • This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
          • The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.
          • Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.
          • Promotion Period: The Promotion will be valid on 17th May to 17th June 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 17th June 2018.
          • The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.
            • How to qualify:

The Offer is valid on all Credit Purchases over R5999, as detailed below.

Buy any goods from the Company for the value of R5999 or more and get R117 cash back for every R1000 spend.

Cash Back will be Capped to R2000.

Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the good have been delivered. The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer..

        • This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.
        • The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.
        • The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

25.POP A BALLOON WEEKEND EVENT

    • This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
    • This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.
    • Competition Period:

The competition runs from 26th to 27th May 2018, both dates inclusive during trading hours. No entries after closing hours on 27th May 2018.

          • Who Can Enter:

You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

          • Exclusions:

Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition.

          • How to Enter:

Any participant who purchase for R5999 or more will get the chance to pop a balloon and win a prize that was inside the balloon note.

          • Number of Entries per Entrant: One person
          • Entry Fee: There is no entry fee to participate in the competition.
          • Prize:10 Customer credit account outstanding balance will be settled. The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.

The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.

          • The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
          • The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
          • The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
          • The Promoters decision is final, and no correspondence will be entered into.
          • No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
          • By entering into any competition, you consent to the Promoter sending you promotional material during and after the promotion period, in accordance with the Protection of Personal Information Act.
          • Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
          • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
          • By participating in this competition, you agree to all the Competition Rules set out above, without exception.
          • A copy of these Competition Rules is made available at www.bradlows.co.za

26. OPEN AN ACCOUNT COMPETITION

      • This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
      • This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.

Competition Period:

      • The competition runs from 1 June to 30 June 2018, both dates inclusive. No entries will be accepted after midnight on 30 June 2018.
      • Who Can Enter:

You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

          • Exclusions:

Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition.

          • How to Enter:

Participants must go onto the website www.bradlows.co.za and apply for credit offered by JD Financial Services. Once the application for credit has been approved and the purchase has been made (the deal has been invoiced and if necessary the deposit has been paid), the customer will automatically be entered into the draw..

                • Number of Entries per Entrant: One person
                • Entry Fee: There is no entry fee to participate in the competition.
                • Prize:Prize: One winner will get their account settle that has been opened during the period of the competition. The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.

Winner draw:

1. The winner will be chosen randomly under the supervision of an independent accountant, registered auditor, attorney;

2. The draw will take place on 11 July 2018. The winners will be contacted by head office and will also be posted on Facebook.

      • The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.
      • The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
      • The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
      • The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
      • The Promoters decision is final, and no correspondence will be entered into.
      • No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
      • By entering into any competition, you consent to the Promoter sending you promotional material during and after the promotion period, in accordance with the Protection of Personal Information Act.
      • Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
      • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
      • By participating in this competition, you agree to all the Competition Rules set out above, without exception.
      • A copy of these Competition Rules is made available at www.bradlows.co.za

27. FATHERS DAY COMPETITION

  • This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
  • This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.

Competition Period:

  • The competition runs from 4th June to 17th June 2018, both dates inclusive. No entries will be accepted after midnight on 17th June 2018.
  • Who Can Enter:

You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

  • Exclusions:

Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition.

  • How to Enter:

Participants must comment on the Promoters Facebook page about the team they are supporting this Soccer World Cup 2018 and how you and your father plan on watching the games during the soccer world cup. By commenting on the Promoters Facebook page you automatically are entered into the draw.

  • Number of Entries per Entrant: One person
  • Entry Fee: There is no entry fee to participate in the competition.
  • Prize:Prize: Recliner couch, 40” Sansui TV and a DSTV Decoder for one winner.The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.

Winner draw:

1. The winner will be chosen randomly under the supervision of an independent accountant, registered auditor, attorney;

2.The draw will take place on 20 June 2018. The winners will be contacted by head office and will also be posted on the Bradlows Facebook Page.

3. Should the competition draw be postponed to another date for any reason whatsoever, the new draw date will be published on the website cited below, within 4 (four) days after the original draw date. The random entry drawn will be independently audited by an independent accountant, registered auditor, attorney or advocate to establish whether it meets the competition qualifying criteria and if so that entrant will be the competition winner (the “winner”), subject to us being able to contact that winner. If the qualifying criteria are not met further random draws will take place until a randomly selected valid entry meets the eligibility criteria. The winner will be notified via telephone within 48 hours of the random draw taking place. The Promoter will attempt contact with the winner at least 3 times, but if the Promoter is unable to contact the winner within two days after the first attempt, through no fault of the Promoter, the prize will be awarded to the next eligible winner. The winner will be announced on the promoter’s webpage as cited below.

  • The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.
  • The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
  • The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
  • The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
  • The Promoters decision is final, and no correspondence will be entered into.
  • No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
  • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
  • Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
  • By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
  • By participating in this competition, you agree to all the Competition Rules set out above, without exception.
  • A copy of these Competition Rules is made available at www.bradlows.co.za

28.FREEDOM DAY CASH BACK PROMOTION – 16th June 2018

    • This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
    • The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.
    • Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.
    • Promotion Period: The Promotion will be valid on 16th June 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 16th June 2018.
    • The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.

How to qualify:

The Offer is valid on Cash and Credit Purchases made in store only over R5999.00, as detailed below. .

Buy any goods from the Company to the value of R5999.00 or more and get R500 Cashback; or;

Buy any goods from the Company to the value of R9999.00 or more and get R1000 Cashback; or

Buy any goods from the Company to the value of R19999.00 or more and get R2000 Cashback.

Participants who qualify for the Offer, and who purchase in Cash, can elect to receive the monies in cash immediately on purchase, alternatively can reduce the value of the purchase by the amount they are entitled to receive per the Offer.

Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the credit has been approved. The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer.

  • This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.
  • The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.
  • The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

29. Ensure your account is up to date and win

This is a promotional offer (“Promotion”) as defined in the Consumer Protection Act no 68 of 2008 (CPA), as amended from time to time. This Offer is subject to National Credit Act no 34 of 2005 and Regulations (NCA) and to the participant’s acceptance of the Terms and Conditions (Ts & Cs) set out herein.

The participant acknowledges that the participant has read and understand these Ts & Cs. These Ts & Cs will govern the Promotion from any Bradlows within RSA (the “Company”) or any Company to whom the Company has ceded the rights and obligations.

1. Promotion:

This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74).

2. Promotion Period:

  • 2.1 The Promotion will be valid on 16th June 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 16th June 2018.
  • 2.2. The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Ts & Cs, at any time.
  • 2.3. The Promotion is not transferrable nor convertible into cash nor substituted in any manner expect as permitted by law.

3 How to qualify:

The participant must have:

  • 3.1. A valid Bradlows account, in participant’s capacity.
  • 3.2. Received an invitation, from the Company to the participant and to enter into this Promotion.
  • 3.3. Note that these Ts & Cs do not replace the Ts & Cs of the Credit Agreement.
  • 3.4. Pay the required instalment amount as requested.
  • 3.5. Made the required payment to the Company and the Company must have received payment on or before the 30 June 2018 by 23h59.
  • 3.6. Qualifying participant will automatically be entered into the Promotion. .
  • 3.7. Promotion is not redeemable in conjunction with any other promotions by the Company.
  • 3.8. The winner consent to his/her name made public at the discretion of the Company.
  • 3.9. These Ts & Cs do not replace the Ts & Cs of the credit agreement.
  • 3.10. Promotion limited to one valid Bradlows account per participant

4. The Promotion:

  • 4.1. The draw date shall be the 9th July 2018 and an independent auditor will observe the draw.
  • 4.2. The winner will be notified by SMS or a telephone call by 13th of July 2018.
  • 4.3. By the end of the following calander month the outstanding balance will be settled against the winner's account.
  • 4.4. The participant may need to produce proof of identification (identity document, passport, driver’s license or valid work permit) on the award date.
  • 4.5. The Company will not be liable for the technical failures relating to this Promotion that may result in an entry not being successfully submitted.
  • 4.6. This Promotion is applicable to South Africa only and open to all South African Residents above the age of 18, who are in possession of a valid identity document, passport or valid work permit. Employees, agents or consultants of or any other person who directly or indirectly controls or is controlled by the Company in respect of this Offer or the spouses, life partners or immediate family members cannot participate in the Promotion.
  • 4.7. If the Company has not strictly enforced these Ts & Cs, the participant may not assume Ts & Cs been waived or altered by the Company. These Ts & Cs will still apply and the Company has right to enforce any of these Ts & Cs. Errors and omission may be accepted at the Promoter’s discretion.

30.DOUBLE CASH BACK PROMOTION – 28th – 30th June 2018

      • 30.1 This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
      • 30.2 The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.

30.3 Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.

30.4 Promotion Period: The Promotion will be valid on 28th – 29th June 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 29th June 2018.

      • 30.5 The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.

30.6 How to qualify:

          • 30.6.1 The Offer is valid on Cash and Credit Purchases made in store only over R5999.00, as detailed below.
          • 30.6.1.1 Buy any goods from the Company to the value of R5999.00 or more and get R250 Cashback; or
          • 30.6.1.2 Buy any goods from the Company to the value of R9999.00 or more and get R500 Cashback; or
          • 30.6.1.3 Buy any goods from the Company to the value of R19999.00 or more and get R1000 Cashback.

30.6.2 Participants who qualify for the Offer, and who purchase in Cash, can elect to receive the monies in cash immediately on purchase, alternatively can reduce the value of the purchase by the amount they are entitled to receive per the Offer.

        • 30.6.3 Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the credit has been approved.The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer

30.7 This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.

30.8 The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.

30.9 The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

31. CASH BACK PROMOTION – 5th – 8th July 2018

      • 31.1 This is a promotional offer (“Offer”). This Offer is subject to the participant’s acceptance of the Terms and Conditions set out herein.
      • 31.2 The participant acknowledges that the participant has read and understand these Terms and Conditions. These Terms and Condition will govern the redemption on your Cash-back from any Bradlows store (the “Company”) or any Company to whom the Company has ceded the rights and obligations.

31.3 Promotion: This promotion is promoted by the Company, a division of the Pepkor Trading (Proprietary) Limited, an authorised Financial Services Provider (FSP 3247) duly authorised to act on behalf of Century Capital (Pty) Ltd a registered Credit Provider (NCRCP 74 ), Abacus Life Ltd and Abacus Insurance Ltd.

31.4 Promotion Period:The Promotion will be valid on 5th – 8th July 2018 (“the Promotion Period”). You will not qualify for this promotion after midnight on 8th July 2018.

      • 31.5.The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Terms and Conditions, at any time.

31.6 How to qualify:

          • 31.6.1 The Offer is valid on Cash and Credit Purchases made in store only over R5999.00, as detailed below.
          • 31.6.1.1 Buy any goods from the Company to the value of R5999.00 or more and get R250 Cashback; or
          • 31.6.1.2 Buy any goods from the Company to the value of R9999.00 or more and get R500 Cashback; or
          • 31.6.1.3 Buy any goods from the Company to the value of R19999.00 or more and get R1000 Cashback.

31.6.2 Participants who qualify for the Offer, and who purchase in Cash, can elect to receive the monies in cash immediately on purchase, alternatively can reduce the value of the purchase by the amount they are entitled to receive per the Offer.

        • 31.6.3 Participants who qualify for the Offer, and who purchase on Credit, will only be entitled to receive the Cashback once the credit has been approved. The participants can elect to receive the Cashback, or they can reduce the value of purchase by the amount they are entitled to receive per the Offer.r

31.7 This offer is not valid for layby purchases and cannot be used in conjunction with another promotion.

31.8 The Company assumes no liability whatsoever for any direct or indirect loss or damage arising from your participation in Offer or howsoever arising (whether arising from negligence or otherwise). All customers, whilst participating in this Offer, indemnify the Company and hold the Company harmless for any loss, damage, harm or injury (whether arising from negligence or otherwise) which may be sustained as a result of any claim, costs, expense, loss or damages which may be made by any third party.

31.9 The Company assumes no risk and/or liability whatsoever for any interruption in services and/or the failure of any supplier to meet any technical element of this Offer which may result in you not successfully taking up the Offer.

32. OPEN AN ACCOUNT COMPETITION

      • 32.1.This competition is promoted by Bradlows a brand of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”).
      • 32.2.This competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008.

32.3 Competition Period:

      • The competition runs from 13 to 31 July 2018, both dates inclusive. No entries will be accepted after midnight on 31 July 2018.

      32.4 Who Can Enter:

      • You are entitled to participate in this competition if you are a natural person 18 years or older, who is either a South African citizen or carries a valid work permit. The Promoter reserves the right, at any time, to verify the validity of participants (including but not limited to a participant’s identity, and age) and to reject any participant who has not complied with these Terms and Conditions. Errors and omission may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

      32.5 Exclusions:

        Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this competition

          32.6 How to Enter:

        Participants must go onto the website www.bradlows.co.za and apply for credit offered by JD Financial Services. Once the application for credit has been approved and the purchase has been made (the deal has been invoiced and if necessary the deposit has been paid), the customer will automatically be entered into the draw.

        • 32.7 Number of Entries per Entrant: One person
        • 32.8 Entry Fee: There is no entry fee to participate in the competition.
        • 32.9 Prize: One winner will get their account settle that has been opened during the period of the competition. The prize does not include any costs the winners may incur for delivery of the goods. The prize cannot be exchanged for the cash value.
      • 32.10 Winner draw:
      • 32.10.1. The winner will be chosen randomly under the supervision of an independent accountant, registered auditor, attorney;
      • 32.10.2. The draw will take place on 13 August 2018. The winners will be contacted by head office and will also be posted on Facebook.
      • 32.10.3. Should the competition draw be postponed to another date for any reason whatsoever, the new draw date will be published on the website cited below, within 4 (four) days after the original draw date. The random entry drawn will be independently audited by an independent accountant, registered auditor, attorney or advocate to establish whether it meets the competition qualifying criteria and if so that entrant will be the competition winner (the “winner”), subject to us being able to contact that winner. If the qualifying criteria are not met further random draws will take place until a randomly selected valid entry meets the eligibility criteria. The winner will be notified by telephone within 48 hours of the random draw taking place. The Promoter will attempt contact with the winner at least 3 times, but if the Promoter is unable to contact the winner within two days after the first attempt, through no fault of the Promoter, the prize will be awarded to the next eligible winner. The winner will be announced on the promoter’s webpage as cited below.
        • 32.11. The winner may be asked to participate in marketing activities, including by having his/her photograph taken, but he/she will be entitled to decline to do so.
        • 32.12. The prize is exclusively for the benefit of the winner and is neither transferable nor exchangeable for cash or otherwise. The prize must be taken up within 3 (three) weeks after the winner has been announced.
        • 32.13. The winner will be required to complete a declaration acknowledging receipt of the price and that he/she is not connected to the Promoter as stipulated in clause 5 above.
        • 32.14. The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this competition in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this competition agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the prize, or from participation in this competition. The laws of the Republic of South Africa govern this competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing participant from the competition.
        • 32.15. The Promoters decision is final, and no correspondence will be entered into.
        • 32.16. No liability shall lie on the Promoter in favour of any participant, winner (s) and/or third party arising from such cancellation, suspension or termination. Therefore the participant waives his/her right which they may have against the Promoter and hereby acknowledges that they will have no right of recourse or claim of any nature whatsoever against the Promoter.
        • 32.17. By entering into any competition, you consent to the Promoter sending you promotional material during and after the promotion period, in accordance with the Protection of Personal Information Act.
        • 32.18. Participants of this promotion are voluntarily providing their personal information to the Promoter, its associated agencies and the third party service providers running the promotion in conjunction with the Promoter.
        • 32.19. By entering this competition, participants authorize the Promoter to collect, store and use (not share unless legally required to do so) personal information of participants for communication or statistical purposes. Participants are entitled to decline any marketing communication and inform the Promoter in writing should the participant wish to be removed from all communication
        • 32.20. By participating in this competition, you agree to all the Competition Rules set out above, without exception.
        • 32.21. A copy of these Competition Rules is made available at www.bradlows.co.za