1.This Competition is promoted by Connect Financial Solutions (Pty) Ltd (Reg No.2018/431596/07) and JD Consumer Electronics and Appliances (Pty) Ltd (Reg No.1963/002315/07)(NCRCP13549), which are subsidiaries of Pepkor Trading (Pty) Ltd (Reg. No. 1958/003362/07) (“the Promoter”) and with HiFiCorp, Incredible, Bradlows, Russells, Rochester and Sleepmasters being brands of the Promoter. This Competition shall be conducted in accordance with the provisions of section 36 read with Regulation 11 of the Consumer Protection Act No. 68 of 2008. This is a Promotional Competition as defined in the Consumer Protection Act no 68 of 2008 (“CPA”), as amended from time to time. This Competition is subject to the National Credit Act no 34 of 2005 (“NCA”) and Regulations and the participant’s acceptance of the Terms and Conditions (“Ts & Cs”) set out herein. The Participant acknowledges that they have read and understood these Ts & Cs. These Ts & Cs will govern the Competition from any, Incredible, HiFiCorp, Bradlows, Russells, Rochester, Sleepmasters or any Company to whom the Company has ceded the rights and obligations.

2.Competition Period:

2.1.The Competition runs from 1 August 2024 08h00 until 30 November 2024 23h59 both dates inclusive (“Competition Period”). No entries will be accepted after midnight on 30 November 2024.

2.2.The Company reserves the right, in its sole discretion and to the extent permitted by law, to amend these Ts & Cs, at any time.

2.3.The Prize is not transferable nor convertible into cash nor substituted in any manner except as permitted by law.

3.How to qualify:

The Participant must have:

3.1.Visited any Incredible, HiFiCorp Bradlows, Russells, Rochester, Sleepmasters store or, the respective websites http://www.incredible.co.za , http://www.hificorp.co.za , http://www.bradlows.co.za, http://russells.co.za , http://rochester.co.za , http://sleepmasters.co.za and/or received an sms to see if the participant qualifies for a new credit agreement;

3.2.1.Please note that your new credit agreement application is subject to our credit approval criteria and to the conditions for granting credit as set out in the NCA. We are not obliged to accept your application.

3.3. Paid the first instalment during the Competition Period;

3.3.1.In addition, the Participant can also utilise R10 000.00 on their credit facility during the Competition Period to get an additional entry into the Competition, however, this is not mandatory to be entered into the Competition and is at the Participant's discretion.

3.4.Thereafter, the Participant will automatically be entered into the Competition.

3.5.The Participants account must be up to date at the time of the Competition draw.

3.6.These Ts and Cs do not negate the Participants’ obligations to continue making the required payments nor replace the Ts & Cs of the Credit Agreement.

4.Number of Entries Per Participantn

One entry per person subject to clause 3.1-3.3, and where applicable, 1 additional entry per person subject to clause 3.3.1 above.

5.Entry Fee

There is no entry fee to participate in the Competition save for clause 3 above.

6.The Prize

6.1.First Prize: Contribution towards the account of the Winner to the value of R10 000.00.

6.1.1.If the nominated Winner’s account balance is less than R10 000.00, the difference will be issued to the Winner as a promo code to use at either Incredible, HiFiCorp, Bradlows, Russells, Rochester, Sleepmasters

6.1.2.The promo code will be valid for 3 months from the date of issue, refer to the Incredible, HiFiCorp, Bradlows, Russells, Rochester, or Sleepmasters website for promo code Terms and Conditions.

6.2.Second Prize: Gift Voucher to the value of R5000.00.

6.3.Third Prize: Gift Voucher to the value of R2000.00

7.The Offer:

7.1.This Competition is conducted in the ordinary course of business and is open to all existing customers who meet the qualifying criteria.

7.2.The draw date shall be 10 December 2024 and an internal auditor will observe the draw.

7.3.The Winner will be notified by SMS or a telephone call by 15 December 2024. The Prize must be taken up subject to clause 9.5 below, failing which the prize will be awarded to the next eligible winner.

7.4.The Prize will be forfeited at the Promoter’s discretion if the Prize remains unclaimed after the stipulated dates.

7.5.The Participant may need to produce proof of identification (identity document or driver’s license) on the collection date.

7.6.The Company will not be liable for the technical failures relating to this Promotion that may result in an entry not being successfully submitted..

7.7.The Prize may only be redeemed by an account holder who has a valid new credit agreement with the Company that is up to date. The Prize is not redeemable in conjunction with any other Prize by the Company.

8.Exclusions

8.1.Directors, members, employees, agents of, or consultants to the Promoter and its subsidiaries, their promotional partners and printers, their advertising and promotional agencies, supplier of goods or services in connection with this Competition, or if you are any of the aforementioned persons' immediate family, including spouses, life partners, parents, children and siblings, are excluded from being entered into this Promotion.

9.Draw Details and Winner’s Rights and Obligations.

9.1.The Winner(s) will be chosen randomly under the supervision of an independent accountant, registered auditor or attorney.

9.2.The random entry drawn will be independently audited by an independent accountant, registered auditor or attorney to establish whether it meets the Competition qualifying criteria and if so that the Participant will be the Winner (subject to the Promoter being able to contact the Winner). If the qualifying criteria are not met further random draws will take place until a randomly selected valid entry meets the eligibility criteria

9.3.The draw will take place on 10 August 2023. In addition, the winner will be posted on Incredible, HiFiCorp,Bradlows, Russells, Rochester, Sleepmasters webpages and notified via a phone by someone from head office.

9.4.Should the Competition draw be postponed, only the Promoter has the discretion to elect a new date which will be published on our Incredible, HiFiCorp, Bradlows, Russells, Rochester, Sleepmasters websites within 4 (four) days after the original draw date.

9.5.The Winner will be notified within 48 (forty-eight) hours of the random draw taking place. The Promoter will attempt to contact the Winner at least 3 (three) times, but if the Promoter is unable to contact the Winner within 2 (two) days after the third attempt, through no fault of the Promoter, the Prize will be awarded to the next eligible Winner. The Winner may also be announced on the Promoter’s Facebook page or webpage only once the Promoter has made successful contact with the Winner.

9.6.If the Winner(s) is unable to attend, receive or utilize the prize or is uncontactable during the stipulated period, the entire prize shall be forfeited at the discretion of the Promoter.

9.7.The Winner consents to participate in marketing activities, including having his/her photograph taken and published on the Promoter’s website or other media.

9.8.The Prize is exclusively for the benefit of the Winner and is neither transferable nor exchangeable for cash or otherwise. The Prize must be taken up within 3 (three) weeks after the Winner has been contacted and announced.

9.9.The Winner will be required to complete a declaration acknowledging receipt of the Prize and that he/she is not connected to the Promoter as stipulated in clause 8 above.

9.10.By entering into the Competition, a Participant has the discretion to consent to the Promoter sending marketing material during and after this Competition and voluntarily provides their personal information in accordance with the Protection of Personal Information Act (“POPIA”) to the Promoter, its associated agencies and the third party service providers running the Competition in conjunction with the Promoter. You can view our External Privacy Statement at https://www.pepkor.co.za/wp-content/uploads/2021/04/Privacy-Statement.pdf .

9.11.The Winner agrees that upon winning the Prize, no further prizes in any competitions or give-away or similar campaign of Promoter or JD Group of which the Promoter forms part, will be awarded to the Winner for a period of 3 (three) months, irrespective of whether the Winner has entered or qualified prior to or after the date on which the Prize was awarded to the Winner.

9.12.By participating in this Competition, a Participant agrees to all the Competition Rules set out above, without exception.

10.General

10.1.The Promoter reserves the right to amend, modify, cancel or withdraw any aspect of this Promotion in its sole discretion at any time without prior notice or liability. The Promoter cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. Participants of this Promotion agree that the Promoter will, subject to prevailing law, have no liability whatsoever for any injuries, losses, costs, damage or disappointment of any kind resulting in whole or in part, directly or indirectly from acceptance, misuse or use of the Prize, or from participation in this Promotion.

10.2.The laws of the Republic of South Africa govern this Competition. If any provision or part of these Competition Rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these Competition Rules shall remain in force. Any violation of these Competition Rules will result in the immediate disqualification of the transgressing Participant from the Competition.

10.3.The Promoters decision is final, and no correspondence will be entered into.

10.4.The right of a Participant to any benefit or right conferred as a result of participating in the Competition will only be fully vested when the Winner has been duly contacted.

10.5.A copy of these Competition Rules is available at bradlows.co.za